Everyday Money

Get Your "Everyday" Finances Squared Away

How-To

It’s often hard to know how much you’re spending – until you overspend.  So set up a system that puts you in control.

How To Manage Everyday Spending

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Know where your money goes, to spend smarter and live within your means.

Figure Out a Budget in 3 Minutes

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Small changes can have a big impact.

Figure Out Where to Cut Spending

How-To

For greater peace of mind & more to spend or save.   

How To Pay Down Debt

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There’s nothing wrong with borrowing – we all borrow to buy a house or a car – as long as you don’t borrow stupid.

Learn About Borrowing Smart

How-To

A 9-minute checkup to see where you stand and get your finances squared away.

How To Check Your Family's Finances

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To protect yourself you need a reserve, usually about 2-4 months’ pay.

Figure Out a Reserve for Unemployment

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Uninsured medical expenses can bankrupt you. So at least have insurance that covers very large bills.

Learn About Medical Insurance

How-To

To get a better loan and borrow on more favorable terms.

How To Improve Your Credit

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Know how you're taxed, how you might save, and how taxes change in retirement.

Learn About Federal Taxes

How-To

Help your kids live financially smart lives

How to Teach Your Kids

How-To

You can have your cake, eat it, or do a bit of both.

How To Use Your Savings in Retirement

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To 1) cut your payment, 2) pay it off faster, 3) get cash, or 4) switch to a fixed or adjustable rate loan.

Figure Out "If You Refinance ..."

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Get what you need, without out-living your savings.

Figure Out How to Get Income from Retirement Savings

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Social Security provides a basic retirement income.

Learn About Social Security

How-To

Money in your pocket gets spent.  So set up a system that moves it where it should go before it gets spent.  

How To Move Money From Spending To Savings

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Getting the work you need requires more than “nose to the grindstone” or an up-to-date resume.

Learn About Strategies for Older Workers

How-To

A bank relationship is usually long-term.  So pick a bank that offers the services you want tomorrow, as well as today, most reasonably.  

How To Pick a Bank